Baltimore County Maryland Real Estate Christina Koontz, The Real Estate Lady
 
Christina Koontz

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Please keep in mind, this is just a basic tool for your convenience.

Many new options are now available to make home ownership even more affordable. You will find the best resource of information through a good mortgage officer. Contact me for a list of lenders with whom I've had successful transactions.

We can often work with these special situations:

  • First time home buyers (closing cost help, lower rates)
  • Self-employed borrowers
  • Credit challenged borrowers
  • Real estate investors
  • Interest only options
  • Forty-year mortgages
  • Good credit but no down payment

Click here to be contacted for a free, no obligation, mortgage evaluation.

 

 

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


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